Lagos, Nigeria · Est. 2025

Nigerian Business Finance,
Reimagined.

Expert advisory · Lucrive platform · Built for Nigeria

Leopartis Advisory is a Nigerian financial consultancy helping SMEs operate with clarity and confidence. We built Lucrive — four smart tools for invoicing, pricing, tax, and budgeting — and provide direct advisory for when you need an expert in your corner.

Lucrive Invoice Generator
₦468,000 Sent
INV-2026-0024 · VAT & WHT auto-calculated · PDF delivered
Lucrive Pricing Calculator
₦209,160 / unit
All costs, margins & wastage factored in · Break-even: 22 units
Lucrive Tax Calculator — CIT Status
₦0 payable
Small company exemption below ₦100M · Finance Act 2025 (NRS)
Lucrive Budget & Forecast — November
₦180,000 Favourable
Revenue actual ₦1,240,000 vs budget ₦1,060,000 · 17% F
Lucrive — four tools for Nigerian SMEs
·
Finance Act 2025 / NRS rates built in
·
Secured under NDPR
·
Lagos-based consultancy · Since 2025
Our Story
"Every week, I watched capable Nigerian entrepreneurs lose money — not because they lacked skill, but because the rules kept changing and no one was translating them."

Leopartis Advisory was founded to close the gap between Nigerian SMEs and the financial clarity they deserve. During a period of significant regulatory change — the Nigeria Tax Reform Act, the transition to NRS, Finance Act 2025 — small business owners were hit hardest.

We respond in two ways: we built Lucrive, a platform that automates the hard work of invoicing, tax calculation, pricing, and budgeting. And we provide direct advisory for businesses that need strategic guidance alongside the software.

— Leopartis Advisory, Lagos

4 Lucrive tools built specifically for Nigerian SMEs — free to start
2026 Finance Act rates & NRS branding — current from day one
₦0 Cost to start Lucrive — permanently free tier, no credit card required
13 WHT categories handled automatically in Lucrive's tax calculator
How We Help

The platform. The person. Or both.

Use Lucrive independently and take control of your finances yourself, or bring in Leopartis Advisory's consultants when you need someone who understands the terrain.

🖥️
Lucrive Platform

Lucrive — Four Tools, One Dashboard

Built by Leopartis Advisory for Nigerian SMEs. Invoice your clients, price your products correctly, stay NRS-compliant, and track your budget against actuals — all from one place.

  • Invoice generator with NRS-compliant VAT & WHT auto-calculation
  • Pricing calculator with real overhead allocation — not guesswork
  • Tax calculator aligned with Finance Act 2025 (CIT, VAT, WHT, PIT)
  • Budget & forecast with automatic variance analysis against paid invoices
  • Free to start — no card, no commitment
Try Lucrive Free →
🤝
Leopartis Advisory

Work With Our Consultants Directly

For business owners who need more than software — strategy, structure, and someone who understands Nigerian business, AI integration, and how to make your numbers actually work for you.

  • AI integration strategy tailored to your specific business model
  • Pricing and margin optimisation advisory
  • Financial records & business structure advisory
  • One-on-one with a Nigerian finance consultant
Book a Consultation →
Lucrive Platform

Four tools. One platform.
Total financial clarity.

Everything a Nigerian SME needs to invoice professionally, price for real profit, stay tax compliant, and plan with confidence — in one place, free to start.

Professional Invoice Generator

Create NRS-compliant invoices in seconds. WHT and VAT are calculated automatically on every line. Revenue from paid invoices feeds directly into your Budget module.

  • Auto-calculates VAT (7.5%) and WHT on every invoice
  • Email directly to client with branded PDF attached
  • NRS & JRB TIN support — fully compliant
  • Sequential numbering: INV-YYYY-XXXX
  • Statuses: Draft, Sent, Partially Paid, Paid, Overdue, Cancelled
  • Paid invoice revenue auto-syncs to Budget & Forecast actuals
  • Multi-currency: NGN (Free), USD/EUR/GBP (Pro)
INV-2026-0024 · SENT
ClientAdeyemi Ventures Ltd
Consulting Services₦480,000
WHT (5%) deductible−₦24,000
VAT (7.5%)₦36,000
StatusPaid ✓ → synced to Budget
Total Invoiced
₦492,000

Tax Calculator

Know exactly what you owe — and why — before filing. Updated for Finance Act 2025 and the NRS rebrand from FIRS. The most significant Nigerian tax reform in decades, handled automatically.

  • CIT: small company exemption below ₦100M turnover (Finance Act 2025)
  • VAT net payable: output VAT minus input VAT
  • WHT rates across all 13 standard transaction types
  • PIT with updated PAYE progressive tables and relief allowances
  • CA Review Mode with overrides for chartered accountants (Pro)
  • Ask Leo: AI follow-ups sourced directly from the legislation
Updated for 2026: FIRS is now NRS (Nigeria Revenue Service). All rates reflect Finance Act 2025 effective 1 January 2026.
Tax Summary · FY 2025
Annual Turnover₦78,400,000
CIT StatusExempt ✓ (below ₦100M)
VAT Output₦432,000
VAT Input (purchases)₦168,000
WHT Credits₦124,000
VAT Net Payable
₦264,000

Pricing Calculator

Stop guessing at prices. Input your real costs, overhead, target margin, and wastage — and get the minimum price that keeps your business profitable.

  • Direct cost + overhead + margin formula — every cost accounted for
  • 80+ overhead categories, correctly allocated across products
  • Multi-product mode with shared overhead split (not duplicated)
  • Diagnosis: Critical / Underpriced / Healthy / Above Target
  • Portfolio revenue gap — how much you're leaving on the table monthly
  • Safety buffer for cost fluctuations (up to 25% on Pro)
  • Save and reload scenarios; CSV export (Pro)
Pricing Analysis · Product A
Material + Labour₦120,000
Overhead Allocation₦24,000
Safety Buffer (5%)₦7,200
Your Actual Price₦140,000
DiagnosisUnderpriced ⚠
Recommended Price
₦209,160

Budget & Forecast

Plan your income and costs. Track what actually happened. Revenue actuals pull automatically from your paid invoices — no manual entry required.

  • Zero-based monthly budgeting: Revenue, COGS, OpEx, Finance Costs, Tax Provision
  • Revenue actuals auto-populate from paid invoices for the same calendar month
  • Variance analysis with Favourable / Adverse labels per CIMA/IFRS convention (Pro)
  • Log actual expenses per budget line with date and description (Pro)
  • 12-month annual rollup — see the full year in one view (Pro)
  • Ask Leo to explain any variance with one click (Pro)
  • CSV export for accountants and stakeholders (Pro)
Budget Plan · November 2025
Revenue
Budget ₦1,060,000Actual ₦1,240,000
▲ Favourable 17%
Operating Expenses
Budget ₦380,000Actual ₦422,000
▼ Adverse 11%
Net Profit (Actual)
₦818,000
Advisory Sessions

Work with Leopartis Advisory directly

Sometimes software isn't enough. When you need a human who understands Nigerian business, AI integration, and financial structure — that's what we're here for.

1

Book a consultation

30-minute discovery call — we understand your situation before recommending anything.

2

Scoped advisory work

Clear deliverables, clear timelines. No retainers unless that's what you actually need.

3

Lucrive integration

Advisory outputs feed directly into your Lucrive dashboard — so the work stays accessible and actionable.

Book a Consultation →

Or call / WhatsApp: +234 810 807 6463

What we advise on
  • 🤖
    AI integration strategy

    Identify which AI tools fit your business model — and implement them without a technical team.

  • 📊
    Pricing and margin optimisation

    Deep-dive pricing analysis using your real cost data — not market-rate guesswork.

  • 📁
    Financial records & business structure

    Get your books in order, understand your structure, and make decisions from accurate data.

  • 🧑🏾‍💼
    One-on-one with a Nigerian finance consultant

    Direct access to a consultant who has worked with Nigerian SMEs across multiple industries.

Lucrive Pricing

Start free. Upgrade when you're ready.

No hidden fees. No credit card to start. Cancel anytime. Advisory pricing is separate — book a call to discuss.

Save 25%
Free
0
forever
 
  • 10 invoices / month
  • Pricing Calculator (single-product)
  • Tax Calculator (CIT, VAT, WHT, PIT)
  • Budget & Forecast (current month, 5 lines)
  • Leo AI tax assistant
  • Up to 20 clients
  • Multi-currency
  • Variance analysis & 12-month rollup
Get Started Free
Enterprise
179,100
per year
Saves ₦59,700 vs monthly
  • Everything in Professional
  • Multi-branch / multi-TIN support
  • CA Review Mode with overrides
  • Unlimited clients
  • Up to 5 team users
  • Priority support (4hr response)
  • Dedicated account manager
Start Enterprise
Coming Soon
Advisory
75,000
per month
All Enterprise features included
  • Everything in Enterprise
  • Monthly 1-on-1 advisory sessions
  • Quarterly financial planning documents
  • Priority WhatsApp support
  • Direct access to our consultants
Get Started

Choose your path

Use Lucrive independently, or work with Leopartis Advisory directly. Both paths lead to better decisions for your business.

🚀
Try Lucrive today

Four tools — invoicing, pricing, tax, and budgeting — all available today at no cost. No card, no commitment, no onboarding call required.

Create Free Account →
💬
Talk to Leopartis Advisory

Not sure where to start? Book a 30-minute call. No pitch, no pressure — just a conversation about where your business is and what would actually help.

Book a Call →

Be first when Advisory launches

Join the waitlist for the ₦75,000/month Advisory tier — direct access to a Leopartis consultant, plus the full Lucrive Enterprise platform.

✓ You're on the list. We'll be in touch when Advisory launches.
⚠️ Something went wrong. Email us at hello@leopartisadvisory.com