Nigerian Business Finance,
Reimagined.
Expert advisory · Lucrive platform · Built for Nigeria
Leopartis Advisory is a Nigerian financial consultancy helping MSMEs operate with clarity and confidence. We built Lucrive — four smart tools for invoicing, pricing, tax, and budgeting — and provide direct advisory for when you need an expert in your corner.
Built to close the gap
Every week, capable Nigerian entrepreneurs lose money — not because they lack skill, but because the rules keep changing and no one translates them.
We built Lucrive to automate the hard work of invoicing, tax, pricing, and budgeting. And we provide direct advisory for when the numbers need a human to make sense of them.
— Leopartis Advisory, Lagos
Strategy, structure, and software
- AI integration strategy →
- Pricing & margin optimisation →
- Business structure advisory →
- Financial records review →
- Lucrive platform (free to start) →
One conversation can change a lot
The platform. The person. Or both.
Use Lucrive independently and take control of your finances yourself, or bring in Leopartis Advisory's consultants when you need someone who understands the terrain.
Lucrive — Four Tools, One Dashboard
Built by Leopartis Advisory for Nigerian MSMEs. Invoice your clients, price your products correctly, stay NRS-compliant, and track your budget against actuals — all from one place.
- Invoice generator with NRS-compliant VAT & WHT auto-calculation
- Pricing calculator with real overhead allocation — not guesswork
- Tax calculator aligned with Finance Act 2025 (CIT, VAT, WHT, PIT)
- Budget & forecast with automatic variance analysis against paid invoices
- Free to start — no card, no commitment
Work With Our Consultants Directly
For business owners who need more than software — strategy, structure, and someone who understands Nigerian business, AI integration, and how to make your numbers actually work for you.
- AI integration strategy tailored to your specific business model
- Pricing and margin optimisation advisory
- Financial records & business structure advisory
- One-on-one with a Nigerian finance consultant
Four tools. One platform.
Total financial clarity.
Everything a Nigerian MSME needs to invoice professionally, price for real profit, stay tax compliant, and plan with confidence — in one place, free to start.
Professional Invoice Generator
Create NRS-compliant invoices in seconds. WHT and VAT are calculated automatically on every line. Revenue from paid invoices feeds directly into your Budget module.
- Auto-calculates VAT (7.5%) and WHT on every invoice
- Email directly to client with branded PDF attached
- NRS & JRB TIN support — fully compliant
- Sequential numbering: INV-YYYY-XXXX
- Statuses: Draft, Sent, Partially Paid, Paid, Overdue, Cancelled
- Paid invoice revenue auto-syncs to Budget & Forecast actuals
- Multi-currency: NGN (Free), USD/EUR/GBP (Pro)
Tax Calculator
Know exactly what you owe — and why — before filing. Updated for Finance Act 2025 and the NRS rebrand from FIRS. The most significant Nigerian tax reform in decades, handled automatically.
- CIT: small company exemption below ₦100M turnover (Finance Act 2025)
- VAT net payable: output VAT minus input VAT
- WHT rates across all 13 standard transaction types
- PIT with updated PAYE progressive tables and relief allowances
- CA Review Mode with overrides for chartered accountants (Pro)
- Ask Lex: AI follow-ups sourced directly from the legislation
Pricing Calculator
Stop guessing at prices. Input your real costs, overhead, target margin, and wastage — and get the minimum price that keeps your business profitable.
- Direct cost + overhead + margin formula — every cost accounted for
- 80+ overhead categories, correctly allocated across products
- Multi-product mode with shared overhead split (not duplicated)
- Diagnosis: Critical / Underpriced / Healthy / Above Target
- Portfolio revenue gap — how much you're leaving on the table monthly
- Safety buffer for cost fluctuations (up to 25% on Pro)
- Save and reload scenarios; CSV export (Pro)
Budget & Forecast
Plan your income and costs. Track what actually happened. Revenue actuals pull automatically from your paid invoices — no manual entry required.
- Zero-based monthly budgeting: Revenue, COGS, OpEx, Finance Costs, Tax Provision
- Revenue actuals auto-populate from paid invoices for the same calendar month
- Variance analysis with Favourable / Adverse labels per CIMA/IFRS convention (Pro)
- Log actual expenses per budget line with date and description (Pro)
- 12-month annual rollup — see the full year in one view (Pro)
- Ask Lex to explain any variance with one click (Pro)
- CSV export for accountants and stakeholders (Pro)
Work with Leopartis Advisory directly
Sometimes software isn't enough. When you need a human who understands Nigerian business, AI integration, and financial structure — that's what we're here for.
Book a consultation
30-minute discovery call — we understand your situation before recommending anything.
Scoped advisory work
Clear deliverables, clear timelines. No retainers unless that's what you actually need.
Lucrive integration
Advisory outputs feed directly into your Lucrive dashboard — so the work stays accessible and actionable.
Or call / WhatsApp: +234 810 807 6463
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AI integration strategy
Identify which AI tools fit your business model — and implement them without a technical team.
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Pricing and margin optimisation
Deep-dive pricing analysis using your real cost data — not market-rate guesswork.
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Financial records & business structure
Get your books in order, understand your structure, and make decisions from accurate data.
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One-on-one with a Nigerian finance consultant
Direct access to a consultant who has worked with Nigerian MSMEs across multiple industries.
Start free. Upgrade when you're ready.
No hidden fees. No credit card to start. Cancel anytime. Advisory pricing is separate — book a call to discuss.
- 10 invoices / month
- Pricing Calculator (single-product)
- Tax Calculator (CIT, VAT, WHT, PIT)
- Budget & Forecast (current month, 5 lines)
- Leo AI tax assistant
- Up to 20 clients
- Multi-currency
- Variance analysis & 12-month rollup
- Unlimited invoices
- Multi-currency (NGN, USD, EUR, GBP)
- Pricing Calculator — multi-product & diagnosis
- Budget & Forecast — 12-month + variance analysis
- Expense logging per budget line
- Annual rollup view
- Up to 200 clients
- Email support
- Everything in Professional
- Multi-branch / multi-TIN support
- CA Review Mode with overrides
- Unlimited clients
- Up to 5 team users
- Priority support (4hr response)
- Dedicated account manager
- Everything in Enterprise
- Monthly 1-on-1 advisory sessions
- Quarterly financial planning documents
- Priority WhatsApp support
- Direct access to our consultants
Choose your path
Use Lucrive independently, or work with Leopartis Advisory directly. Both paths lead to better decisions for your business.
Four tools — invoicing, pricing, tax, and budgeting — all available today at no cost. No card, no commitment, no onboarding call required.
Create Free Account →Not sure where to start? Book a 30-minute call. No pitch, no pressure — just a conversation about where your business is and what would actually help.
Apply for Advisory →Tell us about your business
We work with a small number of Nigerian MSMEs each quarter. Answer three questions and we'll be in touch within 48 hours.
Takes about 3 minutes. No commitment required.
Prefer a direct conversation? Email us or WhatsApp